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Benefits Under Pradhan Mantri Jan Dhan Yojna Pradhan Mantri Jan Dhan Yojna is a programme designed to provide extensive financial services

Benefits Under Pradhan Mantri Jan Dhan Yojna
Pradhan Mantri Jan Dhan Yojna is a programme designed to provide extensive financial services to previously barred sectors of the society. Every Indian citizen over the age of 10 is eligible and can access the programme through the government-appointed Bank Mitra CSPs online.

Keep reading to find out the several benefits you can avail under PMJDY:

No minimum balance needed.
To offer inclusivity for all sections of society, PMJDY does not have a requirement of minimum balance for enrolling. Any deposit placed into the account will also accumulate interest at a rate like that of general accounts.

Direct access to subsidies
Before the PMJDY scheme was launched, all government welfare subsidies (e.g. LPG subsidies) were obtained via cheques or cash; sometimes leading to fraud. The PMJDY ensures all subsidy payments are made directly to your bank account.

Easy money transfer
To foster inclusivity, the PMJDY has included mobile banking for all phones— not merely smartphones. Participating banks are connected by the core banking solution (CBS), which enables easier inter-bank transfers.

Need-based loans
Six months after handling a PMJDY account, you can obtain an overdraft facility of up to Rs.5000. On successful repayment, the loan limit might be raised to Rs.15,000, at your bank’s discretion.

Life insurance coverage
If you have opened the account prior to January 31st, 2015, and are the earning member of your family, you may qualify for life insurance coverage. On reaching particular eligibility criteria, your dependents can profit from life insurance of up to Rs.30,000.

Accidental insurance coverage
In the event of accidental death, it extends coverage of up to Rs.1 lakh, if there have been transactions on the account prior to the accident.

In addition to this, there is even the Atal Pension Yojana, a pension plan under PMJDY. Talk to an online Bank Mitra CSP provider in India to find out about your eligibility for the scheme today.



BANK Mitra CSP Online
Shristi SP
410/A, Jodhpur Park, Kolkata, West Bengal – 700068
Website - https://www.bankmitracsponline.com/
Email Id: [email protected]
Phone Number: 1800 180 4546 | +91 7044164351

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